I have a savings account with PNC and just recently I got a banking card (a debit that is connected to the savings account) and I got my first paycheck last week. Do I have to go inside the building to deposit a check or can I easily deposit the check using the ATM? I don't want to mess up my check and
I have a savings account with PNC and just recently I got a banking card (a debit that is connected to the savings account) and I got my first paycheck last week. Do I have to go inside the building to deposit a check or can I easily deposit the check using the ATM? I don't want to mess up my check and accidentally not deposit it either. So what is easiest? And if i CAN use the ATM, how do I?
?: You can deposit through your banks ATM without a problem. Make sure you endorse the check. Whether or not you can make an immediate withdrawal will depend on your banks rules. If you have a balance higher than the check than withdrawing money won't be a problem. Too deposit it in the ATM just insert your card, enter your pin select deposit. It will ask if you want to deposit to savings or checking, if you only have a savings account be sure to select savings. There should be envelopes at the ATM put the check in and the machine should tell you when to insert the envelope.
It's pretty straight forward. The ATM will walk you through the steps. The only information you'll need is your debit card and the amount the check is for. I don't know about your bank, but mine even has mobile app that allows me to deposit a check by taking a picture of the front and back and entering the amount. I don't even have to bother tracking down an ATM if it I didn't feel like it.
While there may still be exceptions, MOST current ATMs accept deposits.
You insert your card, enter your PIN, and follow the instructions on screen.
Many banks actually accept check deposits via their mobile app. Just be sure you don't try to deposit the same check more than once.
Many banks – maybe ALL banks, I'm not sure – have a facility where you can drop a cheque into the bank when the bank is closed.
But if the bank is open, why wouldn't you go inside? That way you will SEE the cheque being deposited, and get a receipt for it right then and there.
Don't worry if you're unsure about what to do or where to go. Go to anyone who's free, and say 'I ahve to deposit a cheque but I'm not sure how to', and they will help.