Can you buy a used car off the lot if youre a stay at home parent?

I'm a stay at home parent and I was wondering if it'd be possible to get a car even though I have no income. My spouse works but has no license so they can't get the car. My credit isn't great so I'd probably have to have a cosign. I know you can declare your spouses income as household income

I'm a stay at home parent and I was wondering if it'd be possible to get a car even though I have no income. My spouse works but has no license so they can't get the car. My credit isn't great so I'd probably have to have a cosign. I know you can declare your spouses income as household income to get credit cards, does it work the same way with car loans?

Best Answer:

DEBS: I'm assuming you are looking to finance the car because purchasing a car doesn't mean you have to have credit. Either way, yes, your spouses income will do.

Other answer:

DEBS:
no
Stan:
Just take your husband to the card dealer and have him sign it.
tro:
his income is at the very least half yours, but I seriously doubt that your credit would permit you to get a car loan
Judy:
not unless they're willing to give it to you.
Anonymous:
When financing something, household income counts. Go talk to the lender.
Ann:
you would have to apply for the loan as a couple, however in some states, you can't have your name on a car if you do not have a license so you may be out of luck.
anonimitie:
Yes, you can buy a car with no income. Just pay for it.

If you mean, can you get a car loan with no income, ofcourse you cannot.

Robt:
Only if u PAY full price, taxes, title, registration, inspection, insurance in CASH.
Since u young clueless uninformed uneducated about Reality of money debts credit card score slavery and life in general , START visiting Dave Ramsey website for enlightenment education.
Fast !.
Bus, walking, bicycle can get u most anywhere.
NO smart person cosign for u.
U don't know how much money u will LOSE.

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