yankeelady1952: No. You can choose one or the other. Many people choose to take the spousal benefit thus delaying taking their own benefit and changing to their own benefit at a later date to receive a higher amount. Talk to a financial advisor.
Your best resource is the Social Security website, or going to your local Social Security office to speak with a customer service person there.
no. one or the other, whichever is higher.
no. which ever is higher take