My mom takes money out of my banking account. What do I do?

My mom is constantly taking money out of my bank account with asking me or me even knowing. She takes not just my checking money, but my savings too. She says she needs the money, but I m the one without a job at the moment, so I need some money. Right now I have only $36 in my checking and $31 in my savings. I ve

My mom is constantly taking money out of my bank account with asking me or me even knowing. She takes not just my checking money, but my savings too. She says she needs the money, but I m the one without a job at the moment, so I need some money. Right now I have only $36 in my checking and $31 in my savings. I ve called the bank to hear the activity going on with my account and the majority is from her. She says she ll put money back in but when she does, she takes a lot out again, like it s her account. I can t get her name off my account, becuase she won t let me. When I confront her, she gets all offended and says, "Well sorry! I needed that money." She s making me broke. What do I do?

Best Answer:

Chloe: If you are 18 or older – withdraw your funds from your current accounts. Open up new accounts – same bank or another bank – doesn't matter. Have new accounts in your name only. End of problem.

Don't have paper statements sent to your house. Get online statements. If you and your mother use same computer set yours up so that you must input password to access your stuff and she can't. Don't give her ATM card or password.

If you are under age 18, stop putting money in the account. Find a place to hide it from her – even if you have to hide it in someone else's house.

Other answer:

Chloe:
open up a new bank account at a different bank and don't put your mother on the account or let you mother have access to your debit card or check book… let her deplete all the money from your present account and when there's no more money left for her to take, she will definitely not be able to take money from the account and you can close the account after she and you learn there's no more money for her to take 'cause she already took it… yeah, you'll be broke and when your mother uses all the money, she'll also be broke…
smahadevan39:
Not possible unless you are a minor and she is having operating power.
DEBS:
We have no idea how old you are, if you live at home, or any other important details. Regardless, respect and help your parents. No parent wants to take from their children. If she is doing that then she is truly in need. Work with her.
SumDude:
Are you paying any rent, or other money toward supporting yourself at your mother's house? If your mom is feeding you (out of her grocery budget) she probably does need the money. Hot water, washers, laundry soap, dryers, etc are not free.
amy lynn:
Simple. If you are 18 or over, start your own account. Withdraw the rest of your money out of the other accounts and don't give her access to your new accounts.
PETER M:
Open up a new bank account at a different bank and don't put your mother on the account or let you mother have access to your debit card or check book. Let her deplete all the money from your present account and when there's no more money left for her to take, she won't be able to take money from the account and you can close the account after she and you learn there's no more money for her to take because she already took it. Yes, you'll be broke and when your mother uses all the money, she'll also be broke.
Erik:
That's a horrible breach of trust. Either open another account, or stop putting your money in there.
Eva:
Close that account and open a new one in your name only.
Chloe:
without asking ^

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