is it possible to get a personal loan with a credit score of 620 and low income?
Scott: No. A bank won't give you a loan with low income and a score like that – you won't be able to pay the bills you have now AND pay back the loan as well.
You know the old saying – you can't get a loan unless you can prove that you don't really need it.
no… a bank will definitely not give you a loan with low income and a score like that – you will definitely not be able to pay the bills you have now and pay back the loan as well…
you know the old saying – you for the life of me cannot get a loan unless you can prove that you don't really need it…
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Unsecured, probably not at all. Want a car loan, perhaps.
you are not that good looking
Unlikely. a personal loan is backed up by your promise to repay, a score of 620 suggests there is a high chance you will not.
Not from a bank or other lender.
Banks want to see credit scores in the 750-800 range for personal loans.
Not from any reputable lender.