What's the salary limit on contributing to a traditional/Roth IRA? I currently make a little over $110,000 a year and don't think I qualify.?

Best Answer:

ross163103: You can always contribute to a non-deductible Traditional IRA.

Assuming that you are single and have a retirement plan at work, you are way over the income limit ($71,000) to deduct a Traditional IRA contribution.

However, the phaseout for the Roth IRA starts at $117k and you are still under this amount.

You can make a Roth Contribution.

Other answer:

ross163103:
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Jack:
Anyone can make an eligible Roth contribution, even if the are "over the limit" (which you are not).
*Back door Roth*
Casey Y:
https://www.irs.gov/retirement-plans/pla…

Or, just put into any search engine "IRS Roth Contribution limit."

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Cha:
meaningful questions, thank you

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