ross163103: You can always contribute to a non-deductible Traditional IRA.
Assuming that you are single and have a retirement plan at work, you are way over the income limit ($71,000) to deduct a Traditional IRA contribution.
However, the phaseout for the Roth IRA starts at $117k and you are still under this amount.
You can make a Roth Contribution.
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Anyone can make an eligible Roth contribution, even if the are "over the limit" (which you are not).
*Back door Roth*
Or, just put into any search engine "IRS Roth Contribution limit."
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meaningful questions, thank you